Skip to content
Profile photo of a State Farm Agent named: Ellie Mills
State Farm® Insurance Agent - Cutler Bay, FL

Ellie Mills

Ellie Mills Ins Agcy Inc

20330 Old Cutler Road
Cutler Bay, FL 33189-1832
Across from Old Cutler Towne Center. Look for the little red roof with solar panels!
Speaking english, spanish, afrikaans, french, haitian creole, portuguese and creole
(305) 238-8688
State Farm® Insurance Agent - Cutler Bay, FL

Ellie Mills

Ellie Mills Ins Agcy Inc

Designations for Ellie Mills

ChFC®
CLU®
LUTCF®

About me

Insurance doesn’t have to be overwhelming.

🍂 Fall in Florida may not mean crisp temperatures and changing leaves, but it can still be a great time to review your auto and home insurance. From heavy rain and slick roads to tropical weather and unexpected storms, having the right coverage can help protect your vehicle, your renters, and your loved ones.

Take a few minutes this season to make sure your policies still match your current needs and keep you protected throughout a Florida fall. 🌴🏡🚗

📅 Call, text, or stop by today to set up your quick review—we’re here to help you protect what matters most this season.

Our experienced and compassionate team is here to guide you through your options, evaluate your risks, and empower you to make confident, well-informed decisions about your coverage. Our mission is straightforward: to protect you and your loved ones today and well into the future.

My passion for insurance is deeply personal. I understand firsthand how vital the right coverage can be. After losing my first husband in a tragic car accident caused by a drunk driver, it was the safety net of life insurance, medical coverage, and auto insurance that provided crucial support during that heartbreaking time. Later, when Hurricane Andrew devastated my home, car, and business, it was again my insurance that helped me rebuild and move forward.

These profound experiences inspired me to dedicate my career to helping others protect what matters most. I began my journey with State Farm in 1998 and proudly opened my first agency in 2002, serving families and businesses across Florida, Alabama, and Georgia. We now have 3 convenient locations in Miami Dade, Broward and Palm Beach.

We offer a comprehensive range of insurance products, including:

  • Financial Services and future strategizing with trusted strategic partners

  • Auto Insurance

  • Homeowners & Renters Insurance

  • Life & Health Insurance

  • Business Insurance

  • Boat & Motorcycle Insurance

Our team brings over 134 years of combined insurance experience, grounded in integrity, education, and personalized care. We’ve built a diverse, multilingual team fluent in English, Spanish, Creole, French, and Portuguese — ensuring clear communication and cultural understanding for every customer we serve.

When you visit us, you’ll find more than just insurance policies — you’ll find dedicated partners who truly care. We take the time to understand your unique needs and concerns through thoughtful conversations, helping you avoid the pitfalls of procrastination or being underinsured. We believe no one should ever go to bed unprotected — and we work tirelessly to make sure you don’t have to.

Let us help you rest easy, knowing you have the right coverage in place!

What factors affect my auto insurance pricing? Your driving record, age, location, type of vehicle, and coverage levels all impact your price.

What does homeowners insurance cover? It protects your home, personal belongings, and provides liability coverage if someone is injured on your property.

Do renters need insurance? Renters insurance isn’t required, but it protects your belongings and offers liability coverage.

How much life insurance do I need? Typically, 10–15 times your annual income, depending on your debts, living expenses, and future financial obligations.

Office Info

Location

20330 Old Cutler Road
Cutler Bay, FL 33189-1832
  • Parking: In front of building
Map & Directions
Speaking English, Spanish, Afrikaans, French, Haitian Creole, Portuguese and Creole

Get a quote today

Office Info

Location

20330 Old Cutler Road
Cutler Bay, FL 33189-1832
  • Parking: In front of building
Map & Directions
Speaking English, Spanish, Afrikaans, French, Haitian Creole, Portuguese and Creole

Insurance and Financial products offered

Call us 24/7 at (305) 238-8688

Our mission

”We will be there for you on your worst possible day!”

If there are gaps in your coverage, some policies can leave you down when you need them most. We help you understand your risk, so you can make informed decisions about your insurance options. Don’t risk surprises; know your family and financial future is protected if the worst possible happens. 

Get car, home, life insurance & more from State Farm Insurance Agent Ellie Mills in Cutler Bay Florida. Call us for a free quote today!

our mission image 0
our mission image 1

Our team

Miami’s trusted choice for insurance—combining the strength of a leading national brand with the personalized service of a local boutique agency.

Proudly serving customers throughout Florida, we’re committed to providing exceptional service, trusted guidance, and an insurance experience that puts you first. Whether you prefer to call, text, meet virtually, or visit us in person, our team makes getting the help you need easy and convenient.

With a 5-star Google rating, we’ve built our reputation on responsive service, genuine relationships, and going above and beyond for our customers. Because protecting what matters most to you deserves more than just great coverage—it deserves a team you can count on.

Our office team holds over 130 combined years of experience at State Farm. Most of our office team is bi-lingual and can help you in English, Spanish, French and Portuguese depending on your preference. We pride ourselves on an unsurpassed level of customer service and are looking forward to speaking with you soon!

our team image 0
our team image 1
our team image 2

Meet the team

Current openings

https://ellie-mills-state-farm.teammemberhire-recruit.com

Click to view all of Ellie's current openings!

Please Note:

This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision, terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.

Insurance doesn’t have to be overwhelming.

🍂 Fall in Florida may not mean crisp temperatures and changing leaves, but it can still be a great time to review your auto and home insurance. From heavy rain and slick roads to tropical weather and unexpected storms, having the right coverage can help protect your vehicle, your renters, and your loved ones.

Take a few minutes this season to make sure your policies still match your current needs and keep you protected throughout a Florida fall. 🌴🏡🚗

📅 Call, text, or stop by today to set up your quick review—we’re here to help you protect what matters most this season.

Our experienced and compassionate team is here to guide you through your options, evaluate your risks, and empower you to make confident, well-informed decisions about your coverage. Our mission is straightforward: to protect you and your loved ones today and well into the future.

My passion for insurance is deeply personal. I understand firsthand how vital the right coverage can be. After losing my first husband in a tragic car accident caused by a drunk driver, it was the safety net of life insurance, medical coverage, and auto insurance that provided crucial support during that heartbreaking time. Later, when Hurricane Andrew devastated my home, car, and business, it was again my insurance that helped me rebuild and move forward.

These profound experiences inspired me to dedicate my career to helping others protect what matters most. I began my journey with State Farm in 1998 and proudly opened my first agency in 2002, serving families and businesses across Florida, Alabama, and Georgia. We now have 3 convenient locations in Miami Dade, Broward and Palm Beach.

We offer a comprehensive range of insurance products, including:

  • Financial Services and future strategizing with trusted strategic partners

  • Auto Insurance

  • Homeowners & Renters Insurance

  • Life & Health Insurance

  • Business Insurance

  • Boat & Motorcycle Insurance

Our team brings over 134 years of combined insurance experience, grounded in integrity, education, and personalized care. We’ve built a diverse, multilingual team fluent in English, Spanish, Creole, French, and Portuguese — ensuring clear communication and cultural understanding for every customer we serve.

When you visit us, you’ll find more than just insurance policies — you’ll find dedicated partners who truly care. We take the time to understand your unique needs and concerns through thoughtful conversations, helping you avoid the pitfalls of procrastination or being underinsured. We believe no one should ever go to bed unprotected — and we work tirelessly to make sure you don’t have to.

Let us help you rest easy, knowing you have the right coverage in place!

What factors affect my auto insurance pricing? Your driving record, age, location, type of vehicle, and coverage levels all impact your price.

What does homeowners insurance cover? It protects your home, personal belongings, and provides liability coverage if someone is injured on your property.

Do renters need insurance? Renters insurance isn’t required, but it protects your belongings and offers liability coverage.

How much life insurance do I need? Typically, 10–15 times your annual income, depending on your debts, living expenses, and future financial obligations.

How long should a car loan be?

Wondering how long to finance a car? Check out these factors to determine how long may be too long and what's best overall.

The effects of too much screen time and how to reduce adverse effects on children's health

Too much screen time has been linked to unhealthy consequences in children. Learn how and why to limit screen time with this infographic.

Car maintenance tasks you can do yourself

To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.

When should I update my estate plan?

Marriage, death and divorce are, of course, reasons to update an estate plan. We review other times to review what's included in this financial document.

View more articles

Simple Insights®

How long should a car loan be?

Wondering how long to finance a car? Check out these factors to determine how long may be too long and what's best overall.

The effects of too much screen time and how to reduce adverse effects on children's health

Too much screen time has been linked to unhealthy consequences in children. Learn how and why to limit screen time with this infographic.

Car maintenance tasks you can do yourself

To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.

When should I update my estate plan?

Marriage, death and divorce are, of course, reasons to update an estate plan. We review other times to review what's included in this financial document.

View more articles

Social media