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State Farm® Insurance Agent

Ellie Mills

Ellie Mills Ins Agcy Inc

20330 Old Cutler Road
Cutler Bay, FL 33189-1832

Across from Old Cutler Towne Center. Look for the State Farm Mini, VW Bug & our Soul!

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!


20330 Old Cutler Road
Cutler Bay, FL 33189-1832


English, Spanish, Afrikaans, French, Haitian Creole, Portuguese, French Creole, Creole

Introducing the first Tri-County Insurance Agency, your reliable partner in Florida with three convenient locations serving Miami-Dade, Broward, and Palm Beach Counties. We understand the importance of comprehensive coverage and are committed to simplifying the insurance process for you.

Insurance can sometimes be complex, but our knowledgeable team is here to guide you. We will help you assess your risk and make well-informed decisions about your insurance options. Our goal is to ensure that you have the right coverage in place to protect your family and secure your financial future.

Our passion for insurance stems from personal experiences. I have personally faced the tragic loss of my first husband in a devastating car accident caused by a drunk driver. The presence of life insurance, medical insurance, and car insurance provided crucial support during that difficult time. Similarly, when Hurricane Andrew struck, our home, car, and business were completely destroyed. The proper insurance coverage played a vital role in our recovery and rebuilding process.

Motivated by these experiences, I am dedicated to helping others safeguard themselves, their loved ones, and their assets. I joined State Farm in 1998 and established my own agency in 2002, focusing on serving the insurance needs of families and businesses in Florida. We offer a wide range of insurance options, including home, auto, life, renters, boat, motorcycle, and health insurance, as well as financial services.

Our team brings over 134 years of combined experience in assisting South Florida residents with their insurance needs. We have carefully selected individuals who share our commitment to exceptional customer service. We are fluent in multiple languages - English, Spanish, Creole, French, and Portuguese - to ensure effective communication with all of our State Farm customers.

When you visit our office, you can expect personalized attention and a genuine concern for your unique needs. We take the time to understand your situation and provide insurance options that align with your lifestyle and budget. Count on Tri-County Insurance Agency to be your reliable partner in protecting what matters most to you.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

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”We will be there for you on your worst possible day!”

If there are gaps in your coverage, some policies can leave you down when you need them most. We help you understand your risk, so you can make informed decisions about your insurance options. Don’t risk surprises; know your family and financial future is protected if the worst possible happens. 

Get car, home, life insurance & more from State Farm Insurance Agent Ellie Mills in Cutler Bay Florida. Call us for a free quote today!

Our office team holds over 130 combined years of experience at State Farm. Most of our office team is bi-lingual and can help you in English, Spanish, or Portuguese depending on your preference. We pride ourselves on an unsurpassed level of customer service and are looking forward to speaking with you soon!
Janice Rowton State Farm Agent Team Member

Janice Rowton

Office Manager

Janice is our Office Manager. She is a Native Floridian, born and raised in the community of Cutler Ridge, now known as Cutler Bay. She brings 34 years of insurance experience to our team and is often turned to for answers to complex questions and issues. Janice is licensed in auto insurance, home insurance, business insurance, life and health insurance.

Ruth Capetillo State Farm Agent Team Member

Ruth Capetillo

Customer Service Manager

Ruth is our Customer Care Manager in our Deerfield Beach location. She is new to the position but has earned it from being dependable, a fast learner and champion of fixing the problem. Offering great customer service, she is known for her smile and soft spoken words!

iole Hernandez State Farm Agent Team Member

iole Hernandez

Customer Service Representative

Iole speaks English, Portuguese & Spanish. She serves as a resource to our team in the Homeowners Insurance area. Iole is licensed in life and health insurance as well as home and auto insurance. She has been with our Agency for over 8 years now.

Shawn Mills

Office Associate

Shawn works behind the scenes helping our office run efficiently.  He helps manage our building maintenance, hiring and catastrophe preparedness. He is licensed for auto insurance, home insurance and health insurance.

Kristiana Merkel State Farm Agent Team Member

Kristiana Merkel

Office Manager

Kristiana is our Office Manager in the Deerfield Beach office location. She has been with our office over 5 years and speaks English and Portuguese. She is able to write insurance lines to include auto, home, life and health insurance.
Dana Haglund State Farm Agent Team Member

Dana Haglund

Multiple Line Representative

Dana joins us with previous experience and brings much knowledge with her. She spends her time helping our State Farm customers with commercial insurance. Dana is licensed for multiple lines of business to include property and casualty, along with life and health insurance. If you want to insure your business, you need to meet with her!

Stacey Tallon State Farm Agent Team Member

Stacey Tallon

Account Manager

Stacey brings many years of experience in personal lines insurance, along with commercial lines. She has been with our office over 10 years now and loves doing what she does. Stacey can help with auto, life, health and home insurance. Additionally she helps with our commercial insurance and can be accused of building great relationships with those she serves.
Glenda Armas State Farm Agent Team Member

Glenda Armas

Account Manager

Glenda is a Senior Account Manager and licensed in many lines of business we offer. (Auto, Home, Life and Health insurance) She is known for great customer service and spending extra time to help be sure the customer knows what they have for coverage. She is an AWESOME component to the TEAM Mills!

Dalton Koponen

Account Manager

Dalton is a graduate of Florida State University who has chosen insurance as his career. He is resourceful, excited and looking forward to meeting with you to help with auto, home, health and life insurance. When he answers the phone, we give you permission to test his knowledge!

Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.